Currency converter

Today's exchange rates, across all the major currencies.

Fetching exchange rates…

Where do the rates come from?

The rates come from the public Frankfurter API, which provides the reference rates published every working day by the European Central Bank (ECB), at around 4 pm Central European Time. Only the day's rates are fetched: no personal data, not even the amount you enter, is transmitted.

Using the converter

Enter an amount, choose the source and target currencies: the result appears immediately, with the rate used.

Why doesn't your bank use the same rate?

The ECB rate is a reference rate, calculated from trading between banks. When you change money, pay by card abroad or send an international transfer, your bank or the exchange bureau applies its own rate, with a margin, and sometimes fixed fees on top.

TransactionUsual gap from the reference rate
Bank card abroadLow to moderate, often 1 to 3% depending on the bank
International transfer through a traditional bankModerate
Airport exchange bureauHigh, sometimes over 10%

The reference rate is therefore the right benchmark for comparing offers: the closer the rate offered, the less you pay.

A trap to know: dynamic currency conversion

Abroad, a card terminal or cash machine sometimes offers to charge you "in your currency" rather than the local currency. This option, called dynamic currency conversion, almost always applies an unfavourable rate. Choose to pay in the local currency and let your bank convert.

Weekends and holidays

The ECB does not publish rates at weekends or on public holidays: the converter then shows the latest available rate. This is normal, as the reference exchange markets are closed.

Frequently asked questions

Are the rates real-time?

They are the ECB's official reference rates, updated every working day. They are fine for estimating a budget or comparing offers, not for minute-by-minute trading.

Are my amounts transmitted?

No. Only the day's rates are downloaded; the calculation happens in your browser.

Are all currencies available?

The currencies published by the ECB are available, about thirty of the most traded. Some less common currencies are not included.

Why doesn't the rate change at the weekend?

The ECB does not publish rates at weekends or on holidays: the last published rate stays on display.

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